{"id":1087,"date":"2026-09-09T23:34:05","date_gmt":"2026-09-10T03:34:05","guid":{"rendered":"https:\/\/arvcalc.com\/blog\/average-cash-on-cash-return-rental-property\/"},"modified":"2026-09-09T23:49:11","modified_gmt":"2026-09-10T03:49:11","slug":"average-cash-on-cash-return-rental-property","status":"publish","type":"post","link":"https:\/\/arvcalc.com\/blog\/average-cash-on-cash-return-rental-property\/","title":{"rendered":"Average Cash-on-Cash Return for Rental Property: 2026 Benchmarks"},"content":{"rendered":"

The average cash-on-cash return for rental property in 2026 is 2\u20135% for buy-and-hold investors using conventional financing at 6.5\u20137.5% mortgage rates. That is far below the 8\u201312% that most real estate books and courses promise \u2014 because those numbers were written when rates were 3\u20134%. At current rates, a $200K property with $1,400\/month rent and 25% down produces approximately 3.2% cash-on-cash return after all expenses. Here is what “average” actually means by market, property type, and strategy \u2014 with benchmarks to tell you if your deal is above or below average.<\/p>\n

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