A Houston landlord was comparing two lenders on a $350,000 rental property last spring and nearly signed with the first one \u2014 until his accountant told him to run the numbers side by side. The difference came out to $214 per month, or $2,568 per year, just from a 0.75% rate gap and different escrow estimates. He had never used an investment property loan calculator before that conversation. That one check saved him $77,040 over the life of the loan.<\/p>\n\n\n\n