{"id":829,"date":"2026-08-13T07:57:32","date_gmt":"2026-08-13T11:57:32","guid":{"rendered":"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/"},"modified":"2026-08-22T01:30:54","modified_gmt":"2026-08-22T05:30:54","slug":"georgia-rental-property-investment","status":"publish","type":"post","link":"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/","title":{"rendered":"Georgia Rental Property Investment: Complete Guide (2026)"},"content":{"rendered":"<p><strong>Georgia rental property investment<\/strong> combines one of the lowest property tax rates in the US (0.79%) with strong population growth (1.3% \u2014 fourth fastest in the nation), a booming film industry, and affordable entry points outside Atlanta. Augusta duplexes at $160K produce positive cash flow even at 7% rates. Use the <a href=\"\/states\/georgia\/rental-property-calculator\">Georgia rental property calculator<\/a> to analyze any deal with GA-specific tax, insurance, and vacancy defaults.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<p><span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav>\n<ul class='ez-toc-list ez-toc-list-level-1 ' >\n<li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Why_Georgia_for_Rental_Property_in_2026\" >Why Georgia for Rental Property in 2026<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Georgia_Tax_Landscape_for_Investors\" >Georgia Tax Rules for Investors<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Atlanta_Growth_Engine_Not_Cash_Flow\" >Atlanta: Growth Engine, Not Cash Flow<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Savannah_Port_Economy_STR_Potential\" >Savannah: Port Economy + STR Potential<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Augusta_Cash_Flow_Champion\" >Augusta: Cash Flow Champion<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Athens_University-Driven_Demand\" >Athens: University-Driven Demand<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Georgia_vs_Texas_vs_Florida\" >Georgia vs Texas vs Florida<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Worked_Example_Augusta_Duplex_%E2%80%94_160000\" >Worked Example: Augusta Duplex \u2014 $160,000<\/a>\n<ul class='ez-toc-list-level-3' >\n<li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Step_1_Effective_Gross_Income\" >Step 1: Effective Gross Income<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Step_2_Operating_Expenses\" >Step 2: Operating Expenses<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Step_3_NOI_and_Cash_Flow\" >Step 3: NOI and Cash Flow<\/a><\/li>\n<\/ul>\n<\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#5_Things_Georgia_Investors_Get_Wrong\" >5 Things Georgia Investors Get Wrong<\/a>\n<ul class='ez-toc-list-level-3' >\n<li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#1_Forgetting_the_Attorney_Requirement\" >1. Forgetting the Attorney Requirement<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#2_Ignoring_the_Intangible_Tax\" >2. Ignoring the Intangible Tax<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#3_Using_Statewide_Tax_Rate_for_FultonDeKalb\" >3. Using Statewide Tax Rate for Fulton\/DeKalb<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#4_Underestimating_Savannah_Insurance\" >4. Underestimating Savannah Insurance<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#5_Treating_Atlanta_Like_a_Cash_Flow_Market\" >5. Treating Atlanta Like a Cash Flow Market<\/a><\/li>\n<\/ul>\n<\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a>\n<ul class='ez-toc-list-level-3' >\n<li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Is_Georgia_a_good_state_for_rental_property_investment\" >Is Georgia a good state for rental property investment?<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#What_is_the_best_city_in_Georgia_for_rental_property\" >What is the best city in Georgia for rental property?<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Does_Georgia_have_state_income_tax_on_rental_income\" >Does Georgia have state income tax on rental income?<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Do_I_need_an_attorney_to_close_in_Georgia\" >Do I need an attorney to close in Georgia?<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#What_is_Georgias_property_tax_rate_for_investment_property\" >What is Georgia&#8217;s property tax rate for investment property?<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#What_is_the_intangible_tax_in_Georgia\" >What is the intangible tax in Georgia?<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Can_I_use_a_DSCR_loan_for_Georgia_rental_property\" >Can I use a DSCR loan for Georgia rental property?<\/a><\/li>\n<\/ul>\n<\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Georgia_Investment_Calculators\" >Georgia Investment Calculators<\/a><\/li>\n<li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/arvcalc.com\/blog\/georgia-rental-property-investment\/#Related_Guides\" >Related Guides<\/a><\/li>\n<\/ul>\n<\/nav>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Why_Georgia_for_Rental_Property_in_2026\"><\/span><span class=\"ez-toc-section\" id=\"Why_Georgia_for_Rental_Property_in_2026\"><\/span><span class=\"ez-toc-section\" id=\"Why_Georgia_for_Rental_Property_in_2026\"><\/span>Why Georgia for Rental Property in 2026<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Population growth.<\/strong> Georgia added 98,500 residents in 2025 \u2014 the fourth-most of any state, per the <a href=\"https:\/\/www.census.gov\/quickfacts\/GA\" target=\"_blank\" rel=\"noopener noreferrer\">U.S. Census Bureau<\/a>. Atlanta alone absorbs most of this growth, but Savannah and Augusta are also expanding thanks to port activity and military presence.<\/p>\n<p><strong>Lowest property tax in the Southeast.<\/strong> Georgia&#8217;s effective rate of 0.79% per <a href=\"https:\/\/taxfoundation.org\/location\/georgia\/\" target=\"_blank\" rel=\"noopener noreferrer\">Tax Foundation<\/a> is roughly half of Texas (1.40%) and well below Florida (1.10%). Lower tax = higher NOI = better cash flow.<\/p>\n<p><strong>Film and EV manufacturing.<\/strong> Georgia is the #1 filming location in the US (Marvel, Netflix, Tyler Perry Studios). Hyundai&#8217;s $7.6B EV plant near Savannah is creating thousands of jobs. Both drive housing demand in previously overlooked markets.<\/p>\n<p><strong>Attorney-closing state.<\/strong> Georgia requires an attorney at closing \u2014 adds $800\u2013$1,500 to costs but provides legal protection. Factor it into your <a href=\"\/states\/georgia\/closing-costs-calculator\">closing costs calculation<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Georgia_Tax_Rules_for_Investors\"><\/span><span class=\"ez-toc-section\" id=\"Georgia_Tax_Landscape_for_Investors\"><\/span><span class=\"ez-toc-section\" id=\"Georgia_Tax_Landscape_for_Investors\"><\/span>Georgia Tax Rules for Investors<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure class=\"wp-block-table\">\n<table>\n<thead>\n<tr>\n<th>Tax<\/th>\n<th>Rate<\/th>\n<th>Notes<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Property Tax<\/strong><\/td>\n<td>0.79% effective<\/td>\n<td>Varies: Fulton ~1.1%, DeKalb ~1.2%, Gwinnett ~0.9%. Assessment at 40% of FMV.<\/td>\n<\/tr>\n<tr>\n<td><strong>State Income Tax<\/strong><\/td>\n<td>4.99% flat<\/td>\n<td>Effective Jan 2026 (HB 463). Applies to rental income. Decreasing toward 3.99%.<\/td>\n<\/tr>\n<tr>\n<td><strong>Transfer Tax<\/strong><\/td>\n<td>0.1%<\/td>\n<td>$1 per $1,000 of sale price. Paid by seller.<\/td>\n<\/tr>\n<tr>\n<td><strong>Intangible Tax<\/strong><\/td>\n<td>0.3% of loan<\/td>\n<td>$1.50 per $500 of mortgage. Paid by buyer. Exempt for loans \u226462 months (HB 586).<\/td>\n<\/tr>\n<tr>\n<td><strong>Insurance<\/strong><\/td>\n<td>~$2,100\/yr<\/td>\n<td>Moderate statewide. Coastal (Savannah) 2-3x higher due to hurricane risk.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p>The 4.99% state income tax is the main drag vs Texas\/Florida (0%). But Georgia&#8217;s 0.79% property tax saves more annually than the income tax costs on most deals. On a $200K property generating $8K NOI: GA income tax = $399, but GA property tax savings vs TX = $1,220. Net advantage: Georgia. Calculate the full picture in the <a href=\"\/states\/georgia\/rental-property-calculator\">Georgia rental property calculator<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Atlanta_Growth_Engine_Not_Cash_Flow\"><\/span><span class=\"ez-toc-section\" id=\"Atlanta_Growth_Engine_Not_Cash_Flow\"><\/span><span class=\"ez-toc-section\" id=\"Atlanta_Growth_Engine_Not_Cash_Flow\"><\/span>Atlanta: Growth Engine, Not Cash Flow<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Median price:<\/strong> $400,000 \u00b7 <strong>Rent:<\/strong> $1,700\/mo \u00b7 <strong>Vacancy:<\/strong> 5.5% \u00b7 <strong>Tax:<\/strong> 1.1%<\/p>\n<p>Atlanta is Georgia&#8217;s dominant market \u2014 Delta, Coca-Cola, UPS, Home Depot, and the film industry drive employment. Population growth is rapid in suburban counties (Gwinnett, Forsyth, Cherokee). Vacancy at 5.5% is tight.<\/p>\n<p>The math problem: at $400K with 25% down and 7% rate, a $1,700\/month SFR produces <strong>negative cash flow<\/strong>. Cap rate sits at 2.3%. Atlanta is an appreciation play \u2014 you buy for long-term equity growth and rent covers most (not all) of the mortgage. For cash flow, look south.<\/p>\n<p>Best Atlanta strategy: target value-add duplexes in emerging neighborhoods (East Point, College Park, Decatur) where rent-to-price ratios are more favorable. Run scenarios in the <a href=\"\/states\/georgia\/cap-rate-calculator\">Georgia cap rate calculator<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Savannah_Port_Economy_STR_Potential\"><\/span><span class=\"ez-toc-section\" id=\"Savannah_Port_Economy_STR_Potential\"><\/span><span class=\"ez-toc-section\" id=\"Savannah_Port_Economy_STR_Potential\"><\/span>Savannah: Port Economy + STR Potential<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Median price:<\/strong> $360,000 \u00b7 <strong>Rent:<\/strong> $1,600\/mo \u00b7 <strong>Vacancy:<\/strong> 7.0% \u00b7 <strong>Tax:<\/strong> 0.95%<\/p>\n<p>Savannah combines a tourism-driven economy with the fastest-growing port on the East Coast. The historic district offers strong short-term rental potential (Airbnb). Hyundai&#8217;s EV plant in nearby Bryan County is creating housing demand in previously rural areas.<\/p>\n<p>Long-term rental math is stretched at $360K \u2014 similar to Atlanta. STR income can be 2-3x higher than LTR in the historic district. Coastal insurance ($2,800\/yr) is a significant cost. Use the <a href=\"\/states\/georgia\/rental-property-calculator\">Georgia rental property calculator<\/a> with actual insurance quotes for coastal properties.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Augusta_Cash_Flow_Champion\"><\/span><span class=\"ez-toc-section\" id=\"Augusta_Cash_Flow_Champion\"><\/span><span class=\"ez-toc-section\" id=\"Augusta_Cash_Flow_Champion\"><\/span>Augusta: Cash Flow Champion<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Median price:<\/strong> $210,000 \u00b7 <strong>Rent:<\/strong> $1,200\/mo \u00b7 <strong>Vacancy:<\/strong> 8.0% \u00b7 <strong>Tax:<\/strong> 1.0%<\/p>\n<p>Augusta is where Georgia investors go for cash flow. Fort Eisenhower (formerly Fort Gordon) and the Army Cyber Command provide stable military tenant demand. The Masters Tournament drives short-term rental income every April.<\/p>\n<p>A $160K duplex renting for $1,500\/month produces positive cash flow even at 7% rates. Cap rates run 5\u20137% on stabilized properties. The trade-off: higher vacancy (8%) and slower appreciation than Atlanta. Check DSCR qualification in the <a href=\"\/states\/georgia\/dscr-calculator\">Georgia DSCR calculator<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Athens_University-Driven_Demand\"><\/span><span class=\"ez-toc-section\" id=\"Athens_University-Driven_Demand\"><\/span><span class=\"ez-toc-section\" id=\"Athens_University-Driven_Demand\"><\/span>Athens: University-Driven Demand<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Median price:<\/strong> $280,000 \u00b7 <strong>Rent:<\/strong> $1,400\/mo \u00b7 <strong>Vacancy:<\/strong> 5.0% \u00b7 <strong>Tax:<\/strong> 0.9%<\/p>\n<p>University of Georgia (40,000+ students) provides consistent rental demand. Vacancy at 5% is the lowest in the state outside Atlanta. Student housing near campus commands premium rents. The growing food and music scene attracts young professionals beyond students.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Georgia_vs_Texas_vs_Florida\"><\/span><span class=\"ez-toc-section\" id=\"Georgia_vs_Texas_vs_Florida\"><\/span><span class=\"ez-toc-section\" id=\"Georgia_vs_Texas_vs_Florida\"><\/span>Georgia vs Texas vs Florida<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure class=\"wp-block-table\">\n<table>\n<thead>\n<tr>\n<th>Factor<\/th>\n<th>Georgia<\/th>\n<th>Texas<\/th>\n<th>Florida<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Property Tax<\/strong><\/td>\n<td><strong>0.79%<\/strong><\/td>\n<td>1.40%<\/td>\n<td>1.10%<\/td>\n<\/tr>\n<tr>\n<td><strong>State Income Tax<\/strong><\/td>\n<td>4.99%<\/td>\n<td><strong>0%<\/strong><\/td>\n<td><strong>0%<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Insurance<\/strong><\/td>\n<td>$2,100<\/td>\n<td>$3,300<\/td>\n<td>$4,500<\/td>\n<\/tr>\n<tr>\n<td><strong>Median Price<\/strong><\/td>\n<td>$355,000<\/td>\n<td>$335,000<\/td>\n<td>$400,000<\/td>\n<\/tr>\n<tr>\n<td><strong>Vacancy<\/strong><\/td>\n<td>7.0%<\/td>\n<td>8.0%<\/td>\n<td>7.0%<\/td>\n<\/tr>\n<tr>\n<td><strong>Pop Growth<\/strong><\/td>\n<td>1.3%<\/td>\n<td>1.7%<\/td>\n<td>1.6%<\/td>\n<\/tr>\n<tr>\n<td><strong>Attorney Required<\/strong><\/td>\n<td>Yes ($800-$1,500)<\/td>\n<td>No<\/td>\n<td>No<\/td>\n<\/tr>\n<tr>\n<td><strong>Best For<\/strong><\/td>\n<td>Low tax + film growth<\/td>\n<td>No income tax + growth<\/td>\n<td>Appreciation + STR<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p>Georgia wins on property tax and insurance costs. Loses on income tax (4.99%) and attorney requirement. For a detailed comparison of cap rates across states, see the <a href=\"\/blog\/cap-rate-by-state-best-markets-2026\/\">cap rate by state guide<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Worked_Example_Augusta_Duplex_%E2%80%94_160000\"><\/span><span class=\"ez-toc-section\" id=\"Worked_Example_Augusta_Duplex_%E2%80%94_160000\"><\/span><span class=\"ez-toc-section\" id=\"Worked_Example_Augusta_Duplex_%E2%80%94_160000\"><\/span>Worked Example: Augusta Duplex \u2014 $160,000<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Property:<\/strong> Duplex near Fort Eisenhower<br \/>\n<strong>Purchase price:<\/strong> $160,000<br \/>\n<strong>Down payment:<\/strong> 25% ($40,000)<br \/>\n<strong>Loan:<\/strong> $120,000 at 7.0%, 30-year fixed<br \/>\n<strong>Rent:<\/strong> $750\/unit \u00d7 2 = $1,500\/month<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Step_1_Effective_Gross_Income\"><\/span><span class=\"ez-toc-section\" id=\"Step_1_Effective_Gross_Income\"><\/span><span class=\"ez-toc-section\" id=\"Step_1_Effective_Gross_Income\"><\/span>Step 1: Effective Gross Income<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<pre><code>Gross rent: $1,500 \u00d7 12 = $18,000\nVacancy (7%): \u2212$1,260\nEGI: $16,740<\/code><\/pre>\n<h3><span class=\"ez-toc-section\" id=\"Step_2_Operating_Expenses\"><\/span><span class=\"ez-toc-section\" id=\"Step_2_Operating_Expenses\"><\/span><span class=\"ez-toc-section\" id=\"Step_2_Operating_Expenses\"><\/span>Step 2: Operating Expenses<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<figure class=\"wp-block-table\">\n<table>\n<thead>\n<tr>\n<th>Expense<\/th>\n<th>Annual<\/th>\n<th>Basis<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Property Tax<\/td>\n<td>$1,600<\/td>\n<td>1.0% of $160K<\/td>\n<\/tr>\n<tr>\n<td>Insurance<\/td>\n<td>$1,400<\/td>\n<td>Landlord policy, duplex<\/td>\n<\/tr>\n<tr>\n<td>Maintenance<\/td>\n<td>$1,440<\/td>\n<td>8% of gross rent<\/td>\n<\/tr>\n<tr>\n<td>Property Management<\/td>\n<td>$1,674<\/td>\n<td>10% of EGI<\/td>\n<\/tr>\n<tr>\n<td><strong>Total<\/strong><\/td>\n<td><strong>$6,114<\/strong><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h3><span class=\"ez-toc-section\" id=\"Step_3_NOI_and_Cash_Flow\"><\/span><span class=\"ez-toc-section\" id=\"Step_3_NOI_and_Cash_Flow\"><\/span><span class=\"ez-toc-section\" id=\"Step_3_NOI_and_Cash_Flow\"><\/span>Step 3: NOI and Cash Flow<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<pre><code>NOI = $16,740 \u2212 $6,114 = $10,626\nCap Rate = $10,626 \u00f7 $160,000 = 6.6%\n\nMonthly P&I: $798\nAnnual debt service: $9,576\n\nCash flow = $10,626 \u2212 $9,576 = $1,050\/year ($88\/month)\nTotal cash in = $40,000 + $4,800 (closing) = $44,800\nCash-on-Cash = $1,050 \u00f7 $44,800 = 2.3%<\/code><\/pre>\n<p><strong>Result: 6.6% cap rate, $88\/month positive cash flow, 2.3% CoC.<\/strong> Thin but positive \u2014 and this includes professional property management. Military tenants tend to have stable income and lower eviction rates. If rates drop to 6% on a future refinance, cash flow jumps to $180\/month. Run your own numbers in the <a href=\"\/states\/georgia\/rental-property-calculator\">Georgia rental property calculator<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_Things_Georgia_Investors_Get_Wrong\"><\/span><span class=\"ez-toc-section\" id=\"5_Things_Georgia_Investors_Get_Wrong\"><\/span><span class=\"ez-toc-section\" id=\"5_Things_Georgia_Investors_Get_Wrong\"><\/span>5 Things Georgia Investors Get Wrong<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Forgetting_the_Attorney_Requirement\"><\/span><span class=\"ez-toc-section\" id=\"1_Forgetting_the_Attorney_Requirement\"><\/span><span class=\"ez-toc-section\" id=\"1_Forgetting_the_Attorney_Requirement\"><\/span>1. Forgetting the Attorney Requirement<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Why:<\/strong> Georgia requires an attorney at closing. Out-of-state investors from Texas or Florida don&#8217;t budget $800\u2013$1,500 for this.<\/p>\n<p><strong>Fix:<\/strong> Include attorney fee in your <a href=\"\/states\/georgia\/closing-costs-calculator\">closing costs estimate<\/a>.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Ignoring_the_Intangible_Tax\"><\/span><span class=\"ez-toc-section\" id=\"2_Ignoring_the_Intangible_Tax\"><\/span><span class=\"ez-toc-section\" id=\"2_Ignoring_the_Intangible_Tax\"><\/span>2. Ignoring the Intangible Tax<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Why:<\/strong> Georgia&#8217;s 0.3% intangible tax on mortgages adds $360\u2013$900 to closing costs on typical investment properties. Not all states have this.<\/p>\n<p><strong>Fix:<\/strong> Budget 0.3% of loan amount. Use the <a href=\"\/states\/georgia\/closing-costs-calculator\">Georgia closing costs calculator<\/a>.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Using_Statewide_Tax_Rate_for_FultonDeKalb\"><\/span><span class=\"ez-toc-section\" id=\"3_Using_Statewide_Tax_Rate_for_FultonDeKalb\"><\/span><span class=\"ez-toc-section\" id=\"3_Using_Statewide_Tax_Rate_for_FultonDeKalb\"><\/span>3. Using Statewide Tax Rate for Fulton\/DeKalb<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Why:<\/strong> Statewide 0.79% vs Fulton 1.1% or DeKalb 1.2% = $620\u2013$820\/year difference on a $200K property.<\/p>\n<p><strong>Fix:<\/strong> Always use county-specific rate from the county tax assessor.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Underestimating_Savannah_Insurance\"><\/span><span class=\"ez-toc-section\" id=\"4_Underestimating_Savannah_Insurance\"><\/span><span class=\"ez-toc-section\" id=\"4_Underestimating_Savannah_Insurance\"><\/span>4. Underestimating Savannah Insurance<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Why:<\/strong> Coastal Savannah insurance runs $2,800\/yr \u2014 33% higher than statewide average. Hurricane risk pricing has increased 15-20% since 2023.<\/p>\n<p><strong>Fix:<\/strong> Get real insurance quotes for coastal properties before making offers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Treating_Atlanta_Like_a_Cash_Flow_Market\"><\/span><span class=\"ez-toc-section\" id=\"5_Treating_Atlanta_Like_a_Cash_Flow_Market\"><\/span><span class=\"ez-toc-section\" id=\"5_Treating_Atlanta_Like_a_Cash_Flow_Market\"><\/span>5. Treating Atlanta Like a Cash Flow Market<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Why:<\/strong> At $400K median with $1,700 rent, Atlanta SFRs produce negative cash flow at current rates. Investors from Cleveland or Memphis expect positive cash flow everywhere.<\/p>\n<p><strong>Fix:<\/strong> Treat Atlanta as appreciation + equity growth. For cash flow, target Augusta or duplexes in Atlanta&#8217;s emerging neighborhoods. Compare in the <a href=\"\/cash-on-cash-calculator\">cash-on-cash calculator<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n<div class=\"schema-faq-section\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 class=\"schema-faq-question font-bold text-lg cursor-pointer\" itemprop=\"name\" onclick=\"const a=this.nextElementSibling;a.style.display=a.style.display==='none'?'block':'none'\"><span class=\"ez-toc-section\" id=\"Is_Georgia_a_good_state_for_rental_property_investment\"><\/span><span class=\"ez-toc-section\" id=\"Is_Georgia_a_good_state_for_rental_property_investment\"><\/span><span class=\"ez-toc-section\" id=\"Is_Georgia_a_good_state_for_rental_property_investment\"><\/span>Is Georgia a good state for rental property investment?<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"schema-faq-answer py-2\" itemprop=\"acceptedAnswer\" itemscope itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:block\">\n<p itemprop=\"text\">Georgia offers the lowest property tax in the Southeast (0.79%), strong population growth (1.3%), and affordable entry points in Augusta ($210K median) and Athens ($280K). The 4.99% state income tax is a drawback vs Texas\/Florida, but lower property tax and insurance often offset it. Atlanta is an appreciation market; Augusta and Athens are cash flow markets.<\/p>\n<\/div>\n<\/div>\n<div class=\"schema-faq-section\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 class=\"schema-faq-question font-bold text-lg cursor-pointer\" itemprop=\"name\" onclick=\"const a=this.nextElementSibling;a.style.display=a.style.display==='none'?'block':'none'\"><span class=\"ez-toc-section\" id=\"What_is_the_best_city_in_Georgia_for_rental_property\"><\/span><span class=\"ez-toc-section\" id=\"What_is_the_best_city_in_Georgia_for_rental_property\"><\/span><span class=\"ez-toc-section\" id=\"What_is_the_best_city_in_Georgia_for_rental_property\"><\/span>What is the best city in Georgia for rental property?<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"schema-faq-answer py-2\" itemprop=\"acceptedAnswer\" itemscope itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none\">\n<p itemprop=\"text\">Augusta for cash flow (6-7% cap rates, military tenant base, $210K median). Atlanta for appreciation (1.3% pop growth, corporate HQs, tight vacancy). Athens for student rentals (UGA, 5% vacancy). Savannah for STR potential (tourism + port economy). Use the <a href=\"\/states\/georgia\/rental-property-calculator\">Georgia rental property calculator<\/a> to compare.<\/p>\n<\/div>\n<\/div>\n<div class=\"schema-faq-section\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 class=\"schema-faq-question font-bold text-lg cursor-pointer\" itemprop=\"name\" onclick=\"const a=this.nextElementSibling;a.style.display=a.style.display==='none'?'block':'none'\"><span class=\"ez-toc-section\" id=\"Does_Georgia_have_state_income_tax_on_rental_income\"><\/span><span class=\"ez-toc-section\" id=\"Does_Georgia_have_state_income_tax_on_rental_income\"><\/span><span class=\"ez-toc-section\" id=\"Does_Georgia_have_state_income_tax_on_rental_income\"><\/span>Does Georgia have state income tax on rental income?<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"schema-faq-answer py-2\" itemprop=\"acceptedAnswer\" itemscope itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none\">\n<p itemprop=\"text\">Yes. Georgia charges 4.99% flat income tax on all income above the standard deduction (effective January 2026, HB 463). Rental income and capital gains are taxable. The rate is decreasing 0.125% per year toward 3.99%. Unlike Ohio, Georgia has no municipal income taxes.<\/p>\n<\/div>\n<\/div>\n<div class=\"schema-faq-section\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 class=\"schema-faq-question font-bold text-lg cursor-pointer\" itemprop=\"name\" onclick=\"const a=this.nextElementSibling;a.style.display=a.style.display==='none'?'block':'none'\"><span class=\"ez-toc-section\" id=\"Do_I_need_an_attorney_to_close_in_Georgia\"><\/span><span class=\"ez-toc-section\" id=\"Do_I_need_an_attorney_to_close_in_Georgia\"><\/span><span class=\"ez-toc-section\" id=\"Do_I_need_an_attorney_to_close_in_Georgia\"><\/span>Do I need an attorney to close in Georgia?<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"schema-faq-answer py-2\" itemprop=\"acceptedAnswer\" itemscope itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none\">\n<p itemprop=\"text\">Yes. Georgia is an attorney-closing state. An attorney must supervise the closing and review title. Expect $800\u2013$1,500 in attorney fees. This is not negotiable \u2014 it is required by Georgia law. Budget it in the <a href=\"\/states\/georgia\/closing-costs-calculator\">Georgia closing costs calculator<\/a>.<\/p>\n<\/div>\n<\/div>\n<div class=\"schema-faq-section\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 class=\"schema-faq-question font-bold text-lg cursor-pointer\" itemprop=\"name\" onclick=\"const a=this.nextElementSibling;a.style.display=a.style.display==='none'?'block':'none'\"><span class=\"ez-toc-section\" id=\"What_is_Georgias_property_tax_rate_for_investment_property\"><\/span><span class=\"ez-toc-section\" id=\"What_is_Georgias_property_tax_rate_for_investment_property\"><\/span><span class=\"ez-toc-section\" id=\"What_is_Georgias_property_tax_rate_for_investment_property\"><\/span>What is Georgia&#8217;s property tax rate for investment property?<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"schema-faq-answer py-2\" itemprop=\"acceptedAnswer\" itemscope itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none\">\n<p itemprop=\"text\">The statewide effective rate is 0.79% \u2014 among the lowest in the US. County rates vary: Fulton (Atlanta) ~1.1%, DeKalb ~1.2%, Gwinnett ~0.9%, Chatham (Savannah) ~0.95%, Richmond (Augusta) ~1.0%. Investment properties do not qualify for Georgia&#8217;s homestead exemption ($2,000 off assessed value). Always use the county-specific rate.<\/p>\n<\/div>\n<\/div>\n<div class=\"schema-faq-section\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 class=\"schema-faq-question font-bold text-lg cursor-pointer\" itemprop=\"name\" onclick=\"const a=this.nextElementSibling;a.style.display=a.style.display==='none'?'block':'none'\"><span class=\"ez-toc-section\" id=\"What_is_the_intangible_tax_in_Georgia\"><\/span><span class=\"ez-toc-section\" id=\"What_is_the_intangible_tax_in_Georgia\"><\/span><span class=\"ez-toc-section\" id=\"What_is_the_intangible_tax_in_Georgia\"><\/span>What is the intangible tax in Georgia?<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"schema-faq-answer py-2\" itemprop=\"acceptedAnswer\" itemscope itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none\">\n<p itemprop=\"text\">Georgia charges an intangible tax of $1.50 per $500 of new mortgage (0.3%). On a $300,000 loan, that is $900 at closing. This is in addition to the transfer tax (0.1%). Mortgages with terms of 62 months or less are exempt (HB 586, effective July 2025). Most 30-year investment mortgages are not exempt.<\/p>\n<\/div>\n<\/div>\n<div class=\"schema-faq-section\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 class=\"schema-faq-question font-bold text-lg cursor-pointer\" itemprop=\"name\" onclick=\"const a=this.nextElementSibling;a.style.display=a.style.display==='none'?'block':'none'\"><span class=\"ez-toc-section\" id=\"Can_I_use_a_DSCR_loan_for_Georgia_rental_property\"><\/span><span class=\"ez-toc-section\" id=\"Can_I_use_a_DSCR_loan_for_Georgia_rental_property\"><\/span><span class=\"ez-toc-section\" id=\"Can_I_use_a_DSCR_loan_for_Georgia_rental_property\"><\/span>Can I use a DSCR loan for Georgia rental property?<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"schema-faq-answer py-2\" itemprop=\"acceptedAnswer\" itemscope itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none\">\n<p itemprop=\"text\">Yes. DSCR loans are available in Georgia from national lenders. Georgia&#8217;s low property tax (0.79%) helps DSCR qualification \u2014 lower tax = higher NOI = better ratio. Augusta duplexes at $160K often clear the 1.25 DSCR minimum. Atlanta SFRs at $400K typically do not qualify at current rates. Check your deal in the <a href=\"\/states\/georgia\/dscr-calculator\">Georgia DSCR calculator<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Georgia_Investment_Calculators\"><\/span><span class=\"ez-toc-section\" id=\"Georgia_Investment_Calculators\"><\/span><span class=\"ez-toc-section\" id=\"Georgia_Investment_Calculators\"><\/span>Georgia Investment Calculators<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><a href=\"\/states\/georgia\/rental-property-calculator\"><strong>Georgia Rental Property Calculator<\/strong><\/a><\/li>\n<li><a href=\"\/states\/georgia\/cap-rate-calculator\"><strong>Georgia Cap Rate Calculator<\/strong><\/a><\/li>\n<li><a href=\"\/states\/georgia\/closing-costs-calculator\"><strong>Georgia Closing Costs Calculator<\/strong><\/a><\/li>\n<li><a href=\"\/states\/georgia\/dscr-calculator\"><strong>Georgia DSCR Calculator<\/strong><\/a><\/li>\n<li><a href=\"\/states\/georgia\/brrrr-calculator\"><strong>Georgia BRRRR Calculator<\/strong><\/a><\/li>\n<li><a href=\"\/states\/georgia\/\"><strong>Georgia Calculator Hub<\/strong><\/a><\/li>\n<li><a href=\"\/calculators\"><strong>All 30+ Calculators<\/strong><\/a><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Related_Guides\"><\/span><span class=\"ez-toc-section\" id=\"Related_Guides\"><\/span><span class=\"ez-toc-section\" id=\"Related_Guides\"><\/span>Related Guides<span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><a href=\"\/blog\/good-cap-rate-rental-property\/\">What Is a Good Cap Rate for Rental Property?<\/a><\/li>\n<li><a href=\"\/blog\/how-to-analyze-rental-property-investment\/\">How to Analyze a Rental Property Investment<\/a><\/li>\n<li><a href=\"\/blog\/net-operating-income-guide\/\">Net Operating Income (NOI) Guide<\/a><\/li>\n<li><a href=\"\/blog\/dscr-loans-guide-2026\/\">DSCR Loans: Complete Guide for 2026<\/a><\/li>\n<li><a href=\"\/blog\/investment-property-down-payment-guide\/\">Investment Property Down Payment Guide<\/a><\/li>\n<li><a href=\"\/blog\/cap-rate-by-state-best-markets-2026\/\">Cap Rate by State: Best Markets 2026<\/a><\/li>\n<li><a href=\"\/blog\/closing-costs-on-investment-property-guide\/\">Closing Costs on Investment Property<\/a><\/li>\n<\/ul>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"320\" src=\"https:\/\/arvcalc.com\/blog\/wp-content\/uploads\/2026\/08\/georgia-rental-metro-comparison-2026.jpg\" alt=\"Georgia rental property metro comparison 2026\" class=\"wp-image-833\" srcset=\"https:\/\/arvcalc.com\/blog\/wp-content\/uploads\/2026\/08\/georgia-rental-metro-comparison-2026.jpg 900w, https:\/\/arvcalc.com\/blog\/wp-content\/uploads\/2026\/08\/georgia-rental-metro-comparison-2026-300x107.jpg 300w, https:\/\/arvcalc.com\/blog\/wp-content\/uploads\/2026\/08\/georgia-rental-metro-comparison-2026-768x273.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption>Georgia Metro Comparison: Atlanta growth vs Augusta cash flow vs Savannah STR<\/figcaption><\/figure>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"400\" src=\"https:\/\/arvcalc.com\/blog\/wp-content\/uploads\/2026\/08\/georgia-rental-augusta-duplex-example.jpg\" alt=\"Georgia rental Augusta duplex 160K 6.6% cap rate\" class=\"wp-image-834\" srcset=\"https:\/\/arvcalc.com\/blog\/wp-content\/uploads\/2026\/08\/georgia-rental-augusta-duplex-example.jpg 900w, https:\/\/arvcalc.com\/blog\/wp-content\/uploads\/2026\/08\/georgia-rental-augusta-duplex-example-300x133.jpg 300w, https:\/\/arvcalc.com\/blog\/wp-content\/uploads\/2026\/08\/georgia-rental-augusta-duplex-example-768x341.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption>Augusta Duplex $160K: 6.6% cap rate, $88\/mo cash flow, 2.3% CoC<\/figcaption><\/figure>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"280\" src=\"https:\/\/arvcalc.com\/blog\/wp-content\/uploads\/2026\/08\/georgia-vs-texas-vs-florida-rental.jpg\" alt=\"Georgia vs Texas vs Florida rental property\" class=\"wp-image-835\" srcset=\"https:\/\/arvcalc.com\/blog\/wp-content\/uploads\/2026\/08\/georgia-vs-texas-vs-florida-rental.jpg 900w, https:\/\/arvcalc.com\/blog\/wp-content\/uploads\/2026\/08\/georgia-vs-texas-vs-florida-rental-300x93.jpg 300w, https:\/\/arvcalc.com\/blog\/wp-content\/uploads\/2026\/08\/georgia-vs-texas-vs-florida-rental-768x239.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption>Georgia wins on property tax (0.79%) and insurance ($2,100)<\/figcaption><\/figure>\n<p class=\"text-sm text-gray-500\">Sources: <a href=\"https:\/\/dor.georgia.gov\/\" target=\"_blank\" rel=\"noopener noreferrer\">Georgia Department of Revenue<\/a> \u00b7 <a href=\"https:\/\/oci.georgia.gov\/\" target=\"_blank\" rel=\"noopener noreferrer\">Georgia Office of Insurance<\/a> \u00b7 <a href=\"https:\/\/fred.stlouisfed.org\/tags\/series?t=georgia\" target=\"_blank\" rel=\"noopener noreferrer\">FRED Georgia Data<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Georgia rental property investment combines one of the lowest property tax rates in the US (0.79%) with strong population growth (1.3% \u2014 fourth fastest in the nation), a booming film&#8230;<\/p>\n","protected":false},"author":1,"featured_media":838,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-829","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-investing"],"_links":{"self":[{"href":"https:\/\/arvcalc.com\/blog\/wp-json\/wp\/v2\/posts\/829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arvcalc.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arvcalc.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arvcalc.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/arvcalc.com\/blog\/wp-json\/wp\/v2\/comments?post=829"}],"version-history":[{"count":2,"href":"https:\/\/arvcalc.com\/blog\/wp-json\/wp\/v2\/posts\/829\/revisions"}],"predecessor-version":[{"id":993,"href":"https:\/\/arvcalc.com\/blog\/wp-json\/wp\/v2\/posts\/829\/revisions\/993"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arvcalc.com\/blog\/wp-json\/wp\/v2\/media\/838"}],"wp:attachment":[{"href":"https:\/\/arvcalc.com\/blog\/wp-json\/wp\/v2\/media?parent=829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arvcalc.com\/blog\/wp-json\/wp\/v2\/categories?post=829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arvcalc.com\/blog\/wp-json\/wp\/v2\/tags?post=829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}