Rental Income
GA avg: 7.5%
Monthly Obligations
Loan Details
DSCR Result
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Free Georgia dscr calculator pre-loaded with GA property tax (0.83%), insurance ($1,800/yr), and vacancy (7.5%) defaults. Results are for educational underwriting purposes and should not be treated as financial, tax, legal, or investment advice.
GA avg: 7.5%
DSCR Result
Fill in the fields to see DSCR analysis
Median Sale Price
$0
+3.5% YoY
Median Rent
$1,600/mo
+2.8% YoY
Vacancy Rate
7.5%
State average
Days on Market
38
Median DOM
Property Tax Rate
0.83%
Avg Insurance
$1,800/yr
Population Growth
%
Real estate investing is hyperlocal. National averages for property tax, insurance, and vacancy rates can be wildly misleading when underwriting a deal in Georgia. The GA effective property tax rate is 0.83%, which translates to $0/year on a median-priced Georgia home at $0. That single line item can be the difference between positive and negative cash flow.
Homeowners insurance in Georgia averages $1,800/year. Failing to account for GA-specific insurance costs is one of the most common mistakes new investors make when running numbers remotely. Georgia has moderate insurance costs.
The Georgia vacancy rate currently sits at 7.5%. Plugging in a generic 5% vacancy assumption when the actual market runs higher will overstate your projected income. This calculator pre-fills GA data so your analysis starts from reality, not assumptions.