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South Carolina BRRRR Calculator

Reviewed by ArvCalc Editorial TeamLast updated: September 2026

Free South Carolina brrrr calculator pre-loaded with SC property tax (0.86%), insurance ($2,200/yr), and vacancy (6.5%) defaults. Results are for educational underwriting purposes and should not be treated as financial, tax, legal, or investment advice.

On this page

Buy & Rehab

Rent & Expenses

SC avg: 6.5%

Tax, insurance, PM, maintenance

Refinance

BRRRR Analysis

Fill in the fields to see BRRRR analysis

South Carolina Market Snapshot

Median Sale Price

$280,000

+5.2% YoY

Median Rent

$1,400/mo

+4% YoY

Vacancy Rate

6.5%

State average

Days on Market

35

Median DOM

Property Tax Rate

0.86%

Avg Insurance

$2,200/yr

Population Growth

1.7%

Why Use South Carolina Data?

Real estate investing is hyperlocal. National averages for property tax, insurance, and vacancy rates can be wildly misleading when underwriting a deal in South Carolina. The SC effective property tax rate is 0.86%, which translates to $2,408/year on a median-priced South Carolina home at $280,000. That single line item can be the difference between positive and negative cash flow.

Homeowners insurance in South Carolina averages $2,200/year. Failing to account for SC-specific insurance costs is one of the most common mistakes new investors make when running numbers remotely. Inland SC (Spartanburg, Columbia, Greenville): $1,500-$1,800/yr — among the lowest nationally.

The South Carolina vacancy rate currently sits at 6.5%. Plugging in a generic 5% vacancy assumption when the actual market runs at or below that level will roughly match your projected income. This calculator pre-fills SC data so your analysis starts from reality, not assumptions.

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Use general BRRRR Calculator for custom data

Frequently Asked Questions

Is the data in this calculator specific to South Carolina?
Yes. The vacancy rate (6.5%), property tax rate (0.86%), and insurance cost ($2,200/yr) are all pre-loaded with South Carolina-specific data sourced from state agencies and market databases. You can override any value.
How often is the South Carolina data updated?
We review and update state market data quarterly. The current dataset was last reviewed in 2026-11-04. Sources include Tax Foundation (taxfoundation.org), SC Department of Insurance (doi.sc.gov), SC REALTORS (screaltors.org), and others.
Can I use custom numbers instead of the pre-filled defaults?
Absolutely. The pre-filled values are starting points based on SC averages. Every field is editable. For property-specific analysis, enter the actual numbers from your deal.
What does BRRRR stand for?
BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. It is a strategy where you purchase a distressed property below market value, renovate it, rent it out, refinance based on the new higher value (ARV), and use the refinanced capital to repeat the process.
Can I get all my money out on a BRRRR deal in South Carolina?
It depends on the spread between your all-in cost and the After Repair Value. With South Carolina median prices at $280,000, you need to find deals at 65-75% of ARV to recover all invested capital at a 75% LTV refinance. The calculator shows exactly how much cash you will have left in the deal.