Terms of Service

1. Acceptance of Terms

By accessing or using the RealCalc website (realcalc.com) and its tools ("the Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.

2. Description of Service

RealCalc provides free online real estate investment calculators designed for informational and educational purposes. The calculators help users estimate metrics such as Net Operating Income, Cap Rate, Cash-on-Cash Return, DSCR, and others based on inputs provided by the user.

The Site is intended for use by adults in the United States who are evaluating real estate investments. It is not designed for use outside the US market.

3. Not Financial Advice

The results produced by RealCalc calculators are estimates for informational purposes only and do not constitute financial advice, investment advice, tax advice, legal advice, or any professional recommendation.

Calculator outputs are based entirely on the inputs you provide. RealCalc does not verify the accuracy of your inputs and makes no representations about the reliability of any specific result for any specific transaction.

Before making any real estate investment decision, you should consult a licensed real estate broker, CPA, financial advisor, attorney, or mortgage professional who can review your specific situation.

4. Accuracy of Information

We make reasonable efforts to ensure that the formulas and benchmarks used in our calculators are accurate and current. However, we make no warranties, express or implied, about the accuracy, completeness, or fitness for a particular purpose of any calculator result or content on the Site.

Market benchmarks, interest rates, tax rates, and other reference data change frequently. Verify all market data with current sources before relying on it for any investment decision.

5. Permitted Use

You may use the Site for your own personal, non-commercial real estate investment research and analysis. You may not:

• → Reproduce, resell, or redistribute the Site's tools or content without written permission
• → Scrape, crawl, or automate access to the Site in a way that imposes unreasonable load on our servers
• → Use the Site for any unlawful purpose or in violation of any applicable laws or regulations
• → Attempt to reverse-engineer, copy, or create derivative works from the Site's source code

6. Intellectual Property

All content on the Site, including text, calculator designs, formulas as presented, and visual materials, is the property of RealCalc and is protected by applicable intellectual property laws. The underlying real estate formulas themselves (NOI, cap rate, DSCR, etc.) are industry-standard mathematical formulas in the public domain.

7. Limitation of Liability

To the maximum extent permitted by applicable law, RealCalc and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• → Your use of or reliance on any calculator result
• → Any investment decision made based on information from the Site
• → Errors, inaccuracies, or omissions in any content on the Site
• → Interruption or unavailability of the Site

8. Disclaimer of Warranties

The Site and all calculators are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any dispute arising from these Terms or your use of the Site shall be resolved in a court of competent jurisdiction.

10. Changes to Terms

We reserve the right to update these Terms at any time. We will post the revised Terms on this page with an updated date. Continued use of the Site after the posting of changes constitutes your acceptance of the revised Terms.

11. Contact

Questions about these Terms may be directed to: