Rental Income
NC avg: 6.5%
Monthly Obligations
Loan Details
DSCR Result
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Free North Carolina dscr calculator pre-loaded with NC property tax (0.73%), insurance ($1,500/yr), and vacancy (6.5%) defaults. Results are for educational underwriting purposes and should not be treated as financial, tax, legal, or investment advice.
NC avg: 6.5%
DSCR Result
Fill in the fields to see DSCR analysis
Median Sale Price
$0
+4.8% YoY
Median Rent
$1,500/mo
+3.5% YoY
Vacancy Rate
6.5%
State average
Days on Market
33
Median DOM
Property Tax Rate
0.73%
Avg Insurance
$1,500/yr
Population Growth
%
Real estate investing is hyperlocal. National averages for property tax, insurance, and vacancy rates can be wildly misleading when underwriting a deal in North Carolina. The NC effective property tax rate is 0.73%, which translates to $0/year on a median-priced North Carolina home at $0. That single line item can be the difference between positive and negative cash flow.
Homeowners insurance in North Carolina averages $1,500/year. Failing to account for NC-specific insurance costs is one of the most common mistakes new investors make when running numbers remotely. Moderate insurance costs inland.
The North Carolina vacancy rate currently sits at 6.5%. Plugging in a generic 5% vacancy assumption when the actual market runs at or below that level will roughly match your projected income. This calculator pre-fills NC data so your analysis starts from reality, not assumptions.